Skin in the Game isn’t about perfection. It’s about ownership. It’s about consequences. It’s about not asking others to endure what you’re not willing to endure

So, it was with Credit Suisse—a slow-motion implosion shaped not by a single poor decision, but by an entire cultural architecture.

"Supply creates its own demand"—a classical economic belief asserting that supply, not demand, drives growth. But why does growth matter?